The following terms set out the rules that apply when users access Sdev Cash, a platform that helps users search for and compare online loan solutions in the Philippines. These terms clarify the scope of services, rights to use information, and responsibilities of the parties involved.

1. Website Functions

Sdev Cash provides reference information about online loan products from various financial providers.

The platform does not directly provide credit, determine loan amounts, or disburse funds.

Accessing the website does not create a loan agreement between Sdev Cash and the user.

2. Usage Guidelines

Users may access publicly available content on Sdev Cash for lawful purposes.

The website must not be used for fraudulent activities, distributing malware, collecting data without authorisation, or interfering with system operations.

Sdev Cash may implement appropriate measures to protect the platform against violations.

3. Product Information

Information about loan amounts, interest rates, repayment terms, and application requirements is provided to support the research process.

Actual details may vary depending on the provider’s policies and application assessment results.

Users must check the official conditions before agreeing to any loan arrangement.

4. Customer Responsibilities

Users are responsible for assessing their borrowing needs and repayment capacity before choosing a product.

Customers should review total costs, repayment schedules, and any additional fees that may apply.

Sdev Cash does not guarantee that every application will be approved or that users will receive their desired loan amount.

5. Third-Party Services

Sdev Cash may provide links to websites or applications operated by independent financial institutions.

When accessing external platforms, users must comply with the respective provider’s terms and policies.

Sdev Cash does not directly manage application, assessment, disbursement, or repayment processes on these websites.

6. Verification of Legal Information

A product appearing on Sdev Cash does not mean that the platform confirms the provider is licensed to conduct lending activities.

Users should verify company information and operating authorisation through the Securities and Exchange Commission (SEC) of the Philippines or the relevant regulatory authority.

Customers should exercise caution when providing personal information to organisations that have not been properly verified.

7. Personal Data Protection

Sdev Cash respects the privacy of website visitors.

Any collection and processing of personal data, if applicable, must comply with the published privacy policy and Philippine laws, including the Data Privacy Act of 2012.

Users should review third-party policies before providing identification documents or financial information.

8. Content Ownership Rights

Articles, documents, and images legally owned by Sdev Cash are protected under intellectual property laws.

Copying or commercially using content must comply with the rights of the respective owners.

Third-party brand names and logos remain the property of their respective owners.

9. Resolution of Related Issues

Sdev Cash accepts feedback related to website content and operations.

Issues arising from loan agreements, application assessment results, or repayment obligations must be resolved with the institution directly providing the service.

To the extent permitted by law, Sdev Cash is not responsible for fulfilling the lender’s obligations arising from independent agreements. This provision does not exclude the platform’s mandatory responsibilities under the law.

10. Updates to the Terms

Sdev Cash may revise its Terms of Use to reflect actual operations and legal requirements.

Any changes will be published on the website for users to review.

Sdev Cash only provides information and helps users compare online loan solutions in the Philippines. It does not directly provide credit or guarantee loan disbursement.